--- title: Case Study -Scotiabank --- [Skip to content](https://coreloyalty.ca/case-study-scotiabank#main-content) [![CoreLoyalty_Logo_Horizontal_Colour-2](https://coreloyalty.ca/hubfs/CoreLoyalty_Logo_Horizontal_Colour-2.png)](https://www.core-loyalty.com/) - [SOLUTIONS](https://www.core-loyalty.com/solutions) - [ABOUT](https://www.core-loyalty.com/about) - [BLOG](https://www.core-loyalty.com/blog) - [TALK TO US](https://coreloyalty.ca/contact) This is a search field with an auto-suggest feature attached. - There are no suggestions because the search field is empty. # Case Study -Scotiabank Mortgage referral program for the Realtor channel ![Scotia 6](https://coreloyalty.ca/hubfs/Scotia%206.jpg) ### Challenge 1. Redesign and relaunch an existing mortgage referral program for Scotiabank with their Realtor channel 2. Increase mortgage referrals and maximize the relationship between the Bank and Realtors --- ### Solution The redesigned program was structured for the Realtors to earn points for every funded mortgage referral made to Scotiabank featuring: 1. New tiered levels of partnership for Realtors and updated point structure 2. Enhanced relationship benefits along with a revised and extensive reward offering 3. Real time reporting and extensive program communications ![Scotia-5.jpg](https://coreloyalty.ca/hubfs/Scotia-5.jpg.webp) --- ![Scotia-4.jpg](https://coreloyalty.ca/hubfs/Scotia-4.jpg.webp) ### Structure - Realtors earn points for every funded mortgage referral made to the bank - Two levels of partnership the Realtors can reach depending on the number of funded deals - Realtors have the opportunity to redeem their points for a vast array of rewards. They can use their points for themselves, friends, family or for client gifts - Higher performing Realtors leverage business benefits through customer referrals and branch listings - Top performers are also awarded a year end trip --- ## Results ### 40% Increase in the number of realtors enrolled ### 60% of all Realtors active within the program ### 5,000 + Realtors registered across Canada [Get a Demo of this solution](https://coreloyalty.ca/contact?hsLang=en-ca) ### Make loyalty do more. Practical programs for the partners and customers who move your business forward.  **EXPLORE** [Solutions](https://www.core-loyalty.com/solutions) [About](https://www.core-loyalty.com/about) [Blog](https://www.core-loyalty.com/blog) **START A CONVERSATION** [Tell us what you're building →](https://coreloyalty.ca/contact?hsLang=en-ca) ---  © 2026 Core Loyalty Inc.